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Re:Denver rent is back to 2022 prices after 20k new units hi... by dragonwriter on Thursday July 31, 2025 @08:43PM (#44751842)
> At the trade-off of never being able to get a mortgage again

That's not the effect of abandoning a mortgage (or using the leverage provided by that option to secure lender approval for a short sale) in a non-recourse state.

(Source: been there, done that, have a new mortgage since.)

Re:Denver rent is back to 2022 prices after 20k new units hi... by bombcar on Thursday July 31, 2025 @09:26PM (#44752106)
The costs and hassle of moving kept me in an underwater house that I mathematically should have walked on; eventually it wasn’t underwater and the mortgage was paid the entire time because I couldn’t be arsed to move.

The potential credit hit wasn’t even a consideration.