You seem to not understand what a Homeowner Association is. You have to agree to the rules in order to live in the community. However, you can choose not to agree to the rules if you don't like them. In which case, you can move somewhere else in order to avoid homelessness.

You can’t have a property under an HOA that you didn’t agree to. Either you were the owner when the original HOA was entered into, or you were aware of it when you purchased the property.

You could also inherit or be given the property. The HOA and related things, such as requirements to maintain an existing easement or private roadway that crosses the property, would normally be part of the deed/plat and come with the property without you ever having to formally agree to them.