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Re:FICO to incorporate buy-now-pay-later loans into credit s... by lokar on Tuesday June 24, 2025 @11:14AM (#44367131)
I agree. My first use of credit was a car loan when I graduated. I had the offer letter to show income (I had not started yet) and some up front sign on / relocation money for the down payment.

It was fine, I paid it off quickly.

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