For real. The UX matters. Reducing the surface area for errors is also valuable. If “overbuilt” means “putting a clear UX around an important business process” then I love overbuilt.

It was like that one dude on HN that criticized Dropbox back in day saying he could have built it in a weekend using rsync and a bunch other nerd nonsense that the average person doesn’t have the time or the expertise to mess with.