Debt is not written in stone. It is always negotiable, and only sometimes enforceable. There is no morality around debt, so I’m unsure why the strong feels around why this debt can’t be forgiven or renegotiated.
What does this mean? It seems like the vast majority of people see it as a moral issue, both for discharging or collecting it.
Talk to people who feel trapped by their debt, and people who worked hard to pay off their debt, and they will often be clear on this.
This is just hacking another system imho. Your opinion may differ.
With respect to student debt, it isn't just an individual choice to default. That isn't a contractual option available.
Instead, some people are seeking positive action from others to void the contract, and this is action is politically contested by those with the power to do so.