Brazil's government-run payments system has become dominant

Re:Brazil's government-run payments system has become dominant by bberrry on Tuesday April 08, 2025 @09:06AM (#43621341)

Have you had any significant issues with scams? In my home country we have a huge problem of scammers calling and tricking elderly people to transfer their savings with a similar instant payment app.

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Re:Brazil's government-run payments system has become dominant by lucasoshiro on Tuesday April 08, 2025 @10:35AM (#43622288)

We have scams just like any other place and technology. I don't think that Pix made it easier.

btw, Pix is not an app, it is a service/infrastructure that can be used by any bank

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Re:Brazil's government-run payments system has become dominant by jowea on Tuesday April 08, 2025 @10:53AM (#43622480)

Yeah it is a thing, lots of different scams to watch out. And being held at gunpoint and made to send a transfer is also a concern.

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Re:Brazil's government-run payments system has become dominant by maronato on Wednesday April 09, 2025 @12:15AM (#43628828)

Scams are a social problem that can't be solved with technology alone. That said, Pix includes several features to help mitigate them:

The recipient's name and part of their ID are displayed on the confirmation page. This allows you to verify their identity, as the name must be linked to a real ID.

Users must set transaction and daily limits, with any changes taking effect only after 24–48 hours.People are encouraged to maintain lower limits.

Since transactions are tied to real individuals, it becomes easier for law enforcement to track down the recipient after a scam is identified.

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