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Ask HN: US bank that offers Two-Factor Authentication?

Since no customer service rep at any bank I've talked to has any idea what "two-factor" authentication is, I was wondering if anyone in the HN community knew of a US bank that offered it? I'd also be interested in an international bank that both offered two-factor authentication and took US citizens as clients.
( 9 comments | 7 points | on HN )
Re:Ask HN: US bank that offers Two-Factor Authentication? by martinisoft on Monday August 06, 2012 @10:55AM (#4345430)
Re:Ask HN: US bank that offers Two-Factor Authentication? by stevencorona on Monday August 06, 2012 @03:45PM (#4346898)
BoA SafePass sucks. I had to sign up for it to make a transfer > $1000 to my Simple account ('cause I was moving banks) and it broke for 48 hours. Couldn't log into my account, yet alone transfer my cash. I was better off without it.
Re:Ask HN: US bank that offers Two-Factor Authentication? by pilom on Monday August 06, 2012 @11:48AM (#4345630)
Thanks for that link. I had no idea BoA offered it. Now if only I could convince myself to use Bank of America.
Re:Ask HN: US bank that offers Two-Factor Authentication? by codegeek on Monday August 06, 2012 @12:34PM (#4345846)
"Now if only I could convince myself to use Bank of America"

being their ex-customer for 7 years , I would still say no. You will be better off without them.

Re:Ask HN: US bank that offers Two-Factor Authentication? by umbra on Sunday August 12, 2012 @09:16PM (#4374186)
Not a bank, but First Tech Federal CU offers it:

https://www.firsttechfed.com/eServices/Security/SecurityKey....

I can recommend them.

Re:Ask HN: US bank that offers Two-Factor Authentication? by debacle on Monday August 06, 2012 @02:07PM (#4346349)
HSBC offers two-factor authentication as a paid service. If your account balance is high enough or you are a business, it is offered for free.
Re:Ask HN: US bank that offers Two-Factor Authentication? by pilom on Monday August 06, 2012 @06:59PM (#4347761)
As far as I can tell, HSBC's Secure Key is not available in the US. Can you provide a link?
Re:Ask HN: US bank that offers Two-Factor Authentication? by debacle on Tuesday August 07, 2012 @10:03AM (#4350113)
No, but I have an HSBC RSA dongle in my laptop bag.
Re:Ask HN: US bank that offers Two-Factor Authentication? by BaseBand on Monday August 06, 2012 @05:02PM (#4347264)
Two-factor authentication is such a pain, It makes it much harder to steal your banking credentials when you sign on using public wifi.