Does "infomed cost/benefit" mean "agree with my opinion"? How much information does someone need to show they understand? Do you know the lcense terms to every service you use? certainly not, so applying this standard only when it's your field of expertise is extremely biased.

Most people haven't died or had their bank account drained due to bad opsec, so I'm guessing they are accurately assessing the risk as "could be worse". There are so many things that could kill you day to day that people rightly don't care about your pet issue.