Everyone reading this should research the end of life healthcare situation in the US. In the current system you will be destitute, your assets will be sucked dry until you have nothing, only then will you qualify for Medicaid. Only the wealthy can die with assets to pass on. We are currently experiencing this with our parents. The system is set up so social security pays just enough to not qualify for Medicaid and Medicare doesn’t cover what they need (assisted living or home healthcare).