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A comment on The Young, Inexperienced Engineers Aiding Elon Musk’s Government Takeover. Parent comment

Re:The Young, Inexperienced Engineers Aiding Elon Musk’s Gov... by mike_hearn on Tuesday February 04, 2025 @09:26AM (#42932727)
Banks actually do that though. Credit cards have massive risk analysis engines behind them, and the limits are tied to your creditworthyness. So maybe it's not a good analogy.
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Re:The Young, Inexperienced Engineers Aiding Elon Musk’s Gov... by guax on Tuesday February 04, 2025 @01:21PM (#42936449)
Thats for giving you credit. Not for spending your own balance.
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Re:The Young, Inexperienced Engineers Aiding Elon Musk’s Gov... by mike_hearn on Wednesday February 05, 2025 @04:22AM (#42946060)
It's about spending your balance too. They will block transactions if they think there's a high risk of the transaction triggering a chargeback complaint, if they think the recipient might be sanctioned, if they aren't sure if the card was cloned etc.
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