Ask HN: Why are banks charging so many fees for accounts and cards?

Re:Ask HN: Why are banks charging so many fees for accounts ... by drdec on Saturday January 25, 2025 @03:04PM (#42824341)

Why would you expect checks to be free? The people who print checks need to eat too.

I'm curious what else is under your "perks" umbrella.

If you want a checking account with no minimums try Ally. EFT payments are also free. You will have to pay for checks however.

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Re:Ask HN: Why are banks charging so many fees for accounts ... by crackercrews on Saturday January 25, 2025 @03:37PM (#42824636)

Because a small number of checks have been free for many decades. They cost almost nothing to print. But banks now charge $20 for a small box. Add another $10 for shipping.

I don't use checks often but have to buy a box in order to have >0.

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Re:Ask HN: Why are banks charging so many fees for accounts ... by wildzzz on Saturday January 25, 2025 @03:15PM (#42824437)

I like Ally. I can do pretty much everything I need to for free and their interest rates are about as good as it gets. Only annoying thing is being unable to deposit cash but that's such a rare occurrence.

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