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Re:Thank HN: My bootstrapped startup got acquired today by nojvek on Thursday January 23, 2025 @05:36PM (#42808789)
> hadn’t started investing beyond just the normal mutual funds/bonds/etc

You'd be surprised how far you get ahead with S&P 500 + Treasury inflation adjusted securities.

It's really hard to beat S&P500. Most funds after fees don't beat it. If S&P500 goes to shit, inflation adjusted securities give you guaranteed returns.

The richest IMO people are those who live a modest lifestyle only from their interest, never having to touch the principle. Maximizing who and what they spend their time on.

Re:Thank HN: My bootstrapped startup got acquired today by klik99 on Thursday January 23, 2025 @06:22PM (#42809091)
Yeah I didn't mean to talk that down, it's just the most no-brainer thing to do. As in, it's so obviously a good idea that any good portfolio will have a chunk devoted to that.