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A comment on Is the World Becoming Uninsurable?. Parent comment

Re:Is the World Becoming Uninsurable? by globular-toast on Friday January 17, 2025 @09:19AM (#42737735)
> You could just as easily build a wood framed home with an exterior shell that is fire resistant using modern materials or brick.

That is actually how pretty much all new houses in the UK are constructed. They are pre-fabbed timber frames with a brick facade. It's quite common for British people to be snobby about building materials. I wonder how many don't realise their house is timber framed.

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Re:Is the World Becoming Uninsurable? by afactcheck on Friday January 17, 2025 @09:52AM (#42738084)
> That is actually how pretty much all new houses in the UK are constructed

This claim struck me as unlikely, so I did a quick fact check.

Accroding to the most recent report I could find[1]: "Figures from the National House Building (NHBC) suggest that timber frame market share has developed from 19% in 2015 to 22% in 2021 and that market conditions, as described above, present the opportunity for this to develop to circa 27% by the end of the forecast period (2025)"

This appears to be driven by Scotland where 92% of new builds were timber framed in 2019, while in England (where the majority of new houses are built) it was just 9%.

[1] https://members.structuraltimber.co.uk/assets/library/stamar...

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