People living in "bad neighborhoods" have to spend more energy and money on locks, fences, security cameras, self-policing as to not go out alone after dark, etc.

Problem is, Internet (and international phone system, to a lesser degree) makes everything so much closer, that scammers from half-way around the globe are "local" for all intents as purposes. Thus, online, every neighborhood is a "bad neighborhood".

This is like the exaggerated crime coverage on the local news.

I've lived in the so-called "bad internet neighborhood" for 30 years, and I'm fine. It's not so bad.