Under the "it's not corporate greed causing inflation" topic, Patreon and other creator platforms have been on an aggressive campaign to push users to raise their prices.

Some are sending weekly email reminders that "they noticed you haven't raised your prices, and in this time of rapid inflation, you should seriously consider adjusting to the expected market rate".

So yes, percentage agreements on transactions net payment providers more from tips.

Ah, I hadn't thought of that! Of course! When paying with a credit card, the credit card gets 3% of the payment, which includes 3% of the tip. A bigger tip means mo' mone' to the credit card company.