Problem is that most good multiplayer online games have gone F2P.
I bought Team Fortress 2. Then it went F2P and got overrun with bots. Overwatch also went F2P after I bought it.
I like online team shooters, but like many genres it's dominated by the F2P business-model.
There are plenty of "competitive multiplayer crap" games which I think actually deserve to be botted to oblivion. If you load a game and you see a timer anywhere, it probably deserves it.
The timer exists to delay you rewards and resetting it is probably wired to the credit card button. They do this to create reward schedules in order to get players addicted. They want them logging into the game every single day. Automating those silly "daily tasks" is an absolutely moral thing to do and I will never fault anyone who does it. They are cures for video game addiction and should be prescribed by doctors.
I would. You should just dump the game then.
As for free to play games, they're all too expensive. Since you pay for them with your time.
It's easy. Don't play competitive multiplayer crap. Especially if it's free to play. You get to not waste your time on predatory grindfests, besides not having to install a rootkit.
Also stay away from the companies requiring their own account system, like EA, Ubisoft, Rockstar.