How out of touch that you think 60 million would not do any good. You could change so many lives for the better.

I am sure the charity founders lives will change a lot when they buy a bigger yacht

Something that 60 million gives you is the ability to do research into the places you are sending that money.

Even beyond trying the min max strategy and finding an effective charity you can like, fund free daycare for your community or something. This a really lazy reason to not donate money if you are rich.

Not all charities are created equal and you can find rankings of them to see which would make the best use of the donated money. There are whole organizations designed around tracking this. But one thing to be thoughtful about is it a charity can handle a sudden influx of money. It might be better to make a fund that invests the money and feeds it into various charities over time.