When I read things like this I really wonder if half of the people on HackerNews have ever held a job in software development (or a job at all to be fair).
None of what you describe is even remotely close to reality.
Stuff that half works gets you fully fired by the client.
Do you perhaps have any friends at companies which hired overseas contractors? Or system-admins working at smaller companies or nonprofits? They're more-likely to have fun stories. I myself remember a university department with a master all_students.xls file on a shared drive (with way too many columns and macros in it) that had to be periodically restored from snapshots every time it got corrupted...
I have seen the above story play out literally dozens of times in my career.
I think we'll see it first in internal reporting tools, where the stakeholder tries to explain something very specific they want to see (logical or not) and when it's visibly wrong they can work around it privately.