They aren't telling you who you can or can not have over, they are prohibiting you from having temporary guests that pay.

Why? Well, an establishment that houses temporary guests traditionally has to answer to health & safety codes and regulations. Under-the-radar AirBnB rentals circumvent that system.

You'd probably get similar kickback if you tried running an informal restaurant out of your home. "Who is the government to tell me who I can and can not serve food!" Well, restaurant health codes, that's who.

It wasn't my main source of income, and I'm not running a business. In fact, I'd rather not have someone on my couch every day, I like my space. I'm saying it should be my choice to have a kid from Massachusetts, a student from Spain, or a grandmother from South Carolina, or my family stay.

edit: http://cookitfor.us/

Right. Now try to get the average person to care about the distinction.

The average person can understand that. In fact, most people do. The "benefits" of AirBNB are usually lost on the average person, who cannot understand why someone would rent out their house directly to total strangers.

Different considerations apply in communities which are not vacation spots.

Which sucks, but it is the free market. Just goes to show that contract rights aren't enough to ensure freedom.

We aren't telling you that you can't do X...but Article 294-984b, section 49a states that doing X is a $50,000 fine.

You choose to join an HOA.

check it, i am certain you signed something like this

Co-op = the cooperative owns the shared areas; the members own shares in the coooperative entity.

Both = the entity (HOA/cooperative) pays for the maintenance/other costs of the shared areas. Co-ops collect the money for these expenses through monthly dues and yearly assessments. I do not know how co-ops collect for these expenses.

My unit is a condo; I fractionally own portions of the building and land. My condo pays for the expenses associated with the common areas through monthly dues and yearly assessments.