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A comment on Ask HN: Why do banking apps care about your phone OS. Parent comment

Re:Ask HN: Why do banking apps care about your phone OS by MR4D on Monday December 09, 2024 @04:12PM (#42370593)
Think about it this way - banks are prohibited from asking certain questions. However, if they have a strong correlation with another factor, then they can ask that and get the same result.
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Re:Ask HN: Why do banking apps care about your phone OS by hack_fraud13 on Tuesday December 10, 2024 @02:44PM (#42380624)
Banks are absolutely allowed to ask for your income and credit history. Why would phone model be a better signal than credit score, for loan defaults?
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