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Re:In-Bed Emergency Protection from Phone-on-Face Drops by potato3732842 on Monday November 11, 2024 @06:37AM (#42106417)
>But everyone insured has a financial incentive to prevent other insured people with the same insurance from doing risky stuff.

First off, that's a really, really short road to hell you're paving there.

Second, JFC, we're not even talking about hard drugs or motorcycles here. At scale the "cost" of phones are likely a rounding error compared to stuff everyone agrees is bad or high risk. If that is worthy of intervention on behalf of the insurers then you might as well give up any hope of day to day autonomy because surely every other decision is worthy of intervention too.

Re:In-Bed Emergency Protection from Phone-on-Face Drops by blueflow on Monday November 11, 2024 @06:47AM (#42106475)
Please elaborate how that road leads to hell. I'm still not in the position to prohibit others from behaviors, but i have a reason to disapprove.