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Re:Life expectancy rise in rich countries slows down: took 3... by red-iron-pine on Wednesday October 16, 2024 @02:50PM (#41862442)
they could but they don't.

and salaries are stagnant. why would they pay extra? at least they're obligated to provide insurance, even if it's terrible and impenetrable

Re:Life expectancy rise in rich countries slows down: took 3... by SoftTalker on Wednesday October 16, 2024 @04:30PM (#41863527)
Because they compete with other employers? If an employee costs X, it doesn't matter to the employer if X is all cash to the employee or split with the insurance provider.

The entire reason health insurance got so mixed up with employment was as a workaround to WW-II era wage freezes. Employers couldn't pay more salary, so they offered other benefits including insurance to attract and retain employees. Now we're stuck with that.