Same - my partner and I pay the $2.99 with Apple and we'll probably pay more for the larger size when needed. It's not just about being "lazy" per se. Since buying a house and having a baby, life feels so complex and we can only focus on so many things. With the tiny amount of time left over after doing the rest of the necessities of life, do I really want to spend that time setting up and maintaining some fancy NAS scheme?