I disagree with the last statement. I have seen a handful of people close to me get scammed and have developed a “no thank you” attitude to everything.

Want to donate to save this or that? No thank you

Want this super great deal on this awesome thing? No thank you

Want free money? No thank you

If I want something I’ll Google it and do some research and then just get that thing. I’m glad to overpay to do things my way. Nothing would change my mind. Ever.