Eh. I've been mugged once. When I started college in a big city, we were given a talking-to about our RA about never going off-campus alone, being careful walking at night, their own close-call story, etc. I, being a reckless dumbass, ignored their warnings. Walked all around, at all hours, basically never buddied-up. Of course, my luck couldn't last forever.

...It just waited to run out until after I got home to my "safe", car-centric suburb for the summer, and decided to walk to a nearby gym. "A lot of areas can look OK," for certain.