Living in The Netherlands, and unless you live very far out in the country, everything is easily walkable or bike-able. The closest supermarkets are generally a 5-10 minutes walk, a train or bus station is almost always close by, etc.

I myself do not own a car, and besides some very rare moments (like bringing large trash to the junkyard or something, in which case I can ask friends to quickly borrow their car), I do not have any hindrance from it.