Gall’s law: “A complex system that works is invariably found to have evolved from a simple system that worked. The inverse proposition also appears to be true: A complex system designed from scratch never works and cannot be made to work. You have to start over, beginning with a working simple system.”

Your theory of premature architecture reinforces Gall’s law.

This is from the book Systemantics: How systems work and especially how they fail (1977).

https://en.wikipedia.org/wiki/Systemantics