I Sold TinyPilot, My First Successful Business

Re:I Sold TinyPilot, My First Successful Business by nkmnz on Wednesday May 29, 2024 @06:06PM (#40517593)

Are you unemployed? Otherwise, this is just not true. Assuming OP and his wife earn average incomes for academics in the US, they'd pay 2x ~920 USD per month in Germany, totaling 80% more than the premium and only 9% less than the worst case scenario of OP having to pay the full deductible.

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Re:I Sold TinyPilot, My First Successful Business by FireBeyond on Wednesday May 29, 2024 @07:29PM (#40518365)

Average salary for a full professor in the US is $129K, which would put it closer to $800.

That being said, the average professor salary in Germany is around 84,000 Euro, so it's closer to $560 a month.

You also ignore that after the high deductible is paid in the US you're still paying co-insurance and co-pays. (I love how US health insurers describe these as "your contribution" to your healthcare costs, as if you weren't already paying premiums and deductibles, but the magical insurance fairy is...).

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Re:I Sold TinyPilot, My First Successful Business by nkmnz on Thursday May 30, 2024 @03:59AM (#40521257)

Yeah but you need to put the 1k OP pays into the context of US salaries, not German salaries.

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Re:I Sold TinyPilot, My First Successful Business by beacon294 on Thursday May 30, 2024 @07:07PM (#40529754)

Worst case is significantly worse: deductible, out-of-pocket maximum, copay of X%, and potential for out of network costs.

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