There's not really a larger point. You asked for a clarification from the comment upchain (which by the way, was not me), and I explained the reasoning that may have it come up. It was a small aside, but the comment's main point was gender-agnostic: it's easier to pursue low paying passions when you have a safety net. Be it a spouse, parents, or a small loan of a million dollars.

You asked "who cares", and I answered "women" because sadly, yes. Financial status is a bigger barrier for men dating women than women dating men, which may affect why women feel less pressure to pursue a non-profitable passion when in a relationship. It's an answer that invites more and more questions, but I don't necessarily want to turn this into a modern dating thread.