News for hackers. Stuff that matters.
Re:The death of the 60/40 portfolio by Thrymr on Tuesday April 23, 2024 @03:16PM (#40135997)
> if every individual investor bought the S&P with leverage

You could also go broke! (or at least significantly underperform historical averages.) Sure, you can make higher returns by taking more risk. That's not most people's tolerance in a retirement portfolio.

There are plenty of other ways to diversify besides a 60-40 portfolio that are a lot lower risk.

Re:The death of the 60/40 portfolio by ldjkfkdsjnv on Tuesday April 23, 2024 @03:20PM (#40136057)
Most people arent educated on how leverage isnt that scary, whats scary is working a job for 50 years
Re:The death of the 60/40 portfolio by mikestew on Tuesday April 23, 2024 @03:36PM (#40136242)
If you don’t want to work a job for 50 years because your portfolio got blown out, don’t buy stocks on margin. At least that’s what people who have been “educated on leverage” do.
Re:The death of the 60/40 portfolio by jltsiren on Tuesday April 23, 2024 @04:22PM (#40136816)
What is scary is living in a society, where doing something productive most of your life is undesirable.