As for #2, that's a very rare thing to encounter in an undergraduate degree. Most of your classes are being fed information, then asked basic comprehension questions about it. Maybe some creative authorship skills in the form of writing courses, but nothing groundbreaking there either.
Many degrees are luxury goods that you either get paid for by someone else or become a wage slave to pay off in a decade or three, depending on how much you borrowed.
Don't get me wrong I would like to see that type of education available for a lot cheaper. We always seem to make enough money to not qualify for financial aid of any kind but not enough to pay college fees without having to give up something else. My house needs a paint job for example - going to wait 2 more years until my son is out of college. That's life I guess.
1. A kinder gentler form of kicking your child out of the nest and learning to be on their own.
2. A no mac-education environment were students can participate in research and learn how to answer question that are not yet answered as opposed to regurgitation.
3. Learning to socializing as adults.
4. Meeting groups of people that spend their days thinking deeply about specific subjects. These people can then be used as resources for society as a whole to solve problems and make decisions.
5. Exposure to just about everything we know or think we know about everything.
If you do not view them as such then I would agree they are not worth the effort or expense. Industry can afford to train their own automatons. Which is one of the reasons they are salivating over AI at this very moment.