Great comment! I gotta agree with you. Just live below your means and you will do fine. And you absolutely right about getting your foot in the door. I did it with some linux skills that I picked up and just kept learning on the job. I am still amazed at a friend of mine who does well with just data integration, stuff that I showed him, but he made a business out of. And yeah kids don't need designer clothes to be happy. My wife says she is going to get our kid 1 toy and he better be happy with it. We'll see.