Digital wallets and the "only Apple Pay does this" mythology

Re:Digital wallets and the "only Apple Pay does this" mythology by MBCook on Wednesday March 27, 2024 @09:09PM (#39846655)

There were one or two other things at the time but I think they were glorified autocomplete. I’m pretty sure there was a version of Google pay that didn’t filling stuff on the website, but I think it gave your real card number in the background somehow. Maybe only directly to the bank so the merchant didn’t see it, but it was still your real number.

Apple is the first one I remember hearing of that used DPANs.

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Re:Digital wallets and the "only Apple Pay does this" mythology by astrange on Thursday March 28, 2024 @01:56AM (#39848166)

I think Capital One had virtual card numbers available before Apple Pay came out, but could be wrong about that. There were definitely a few neobanks offering it.

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Re:Digital wallets and the "only Apple Pay does this" mythology by MBCook on Thursday March 28, 2024 @10:12AM (#39851733)

They did but that’s a bit different as while it’s not your real card number it’s not a tokenized payment in the background. It’s still just a PAN and security code.

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Re:Digital wallets and the "only Apple Pay does this" mythology by p_l on Thursday March 28, 2024 @04:51AM (#39848961)

Google Wallet (2011) was the first one, AFAIK, but the initial system also provided a "google" card working as "prepaid wallet", which made it less clear.

Apple marketed it better though

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