Yeah, that sounds about right. Then we get into the territory of the Mandela effect and false memories and suggestibility, and the idea that memories in general are fabrications, or guesses, to explain the facts (including neurological facts like sensations and emotions?) with a narrative, and - yeah, we can't process the world without imposing theories on it: for instance the raw physical world has no definite boundaries between objects, those are just ideas to organize it with.