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A comment on IAmA a malware coder and botnet operator, AMA. Parent comment

Re:IAmA a malware coder and botnet operator, AMA by leif on Friday May 11, 2012 @03:35PM (#3960933)
When a website asks me to use one of these, and I don't want to, how do I decline but still make the purchase? It always seems like my options are take-it-and-like-it or don't complete the transaction. Is there a third option?
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Re:IAmA a malware coder and botnet operator, AMA by pmjordan on Friday May 11, 2012 @06:16PM (#3961729)
I've had certain websites require VbV for purchases. I can only assume the transaction fees are lower for such transactions, or they got some kind of other deal from their merchant bank.

The worst part is the information required for the "I forgot my password" process is often not terribly hard to get hold of (date of birth, that kind of thing).

The best option at this stage is probably to have a "normal" credit card for everyday use which is specifically NOT VbV enabled, and a special VbV credit card that you keep at home for internet purchases from companies that require it. Or just don't buy from those companies.

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Re:IAmA a malware coder and botnet operator, AMA by jacquesm on Saturday May 12, 2012 @01:30PM (#3964546)
> I've had certain websites require VbV for purchases. I can only assume the transaction fees are lower for such transactions, or they got some kind of other deal from their merchant bank.

Transaction fees are not the problem, putting a stop to consumer fraud and charge-backs are the net win for the merchant.

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Re:IAmA a malware coder and botnet operator, AMA by starwed on Friday May 11, 2012 @08:41PM (#3962196)
I had this pop up today, the wording was pretty misleading.

In my case not activating Secure By Visa let me proceed with the transaction normally, but they certainly tried to imply it was necessary.

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Re:IAmA a malware coder and botnet operator, AMA by alexg0 on Friday May 11, 2012 @06:27PM (#3961771)
Use AmEx.
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Re:IAmA a malware coder and botnet operator, AMA by czzarr on Friday May 11, 2012 @04:32PM (#3961230)
wondering the same thing
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Re:IAmA a malware coder and botnet operator, AMA by el_presidente on Friday May 11, 2012 @05:57PM (#3961646)
Paypal.
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