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Re:The Fed Is Behind the Capital One/Discover Merger by kelnos on Thursday February 22, 2024 @11:44PM (#39477072)
Which means if you want to "pay less", you have to play the credit cards rewards game to its fullest. We don't get to set the prices, merchants do.

Some merchants offer cash discounts (or a credit card surcharge), and you can make use of that if you want to. Ultimately I use cards for the convenience, regardless.

Re:The Fed Is Behind the Capital One/Discover Merger by arcticbull on Friday February 23, 2024 @02:35AM (#39477911)
Just get a Citi Double Cash 2% no annual fee cash back card. Nothing to play.
Re:The Fed Is Behind the Capital One/Discover Merger by alanbernstein on Friday February 23, 2024 @06:31AM (#39479354)
... Until the terms for that card change
Re:The Fed Is Behind the Capital One/Discover Merger by jgalt212 on Friday February 23, 2024 @07:53AM (#39479940)
more than some. pretty much every small biz in my town does so (around 3%). not to self: carry more cash. My B2B business charges a 3% surcharge for credit cards over ACH or checks.