Prudish? San Francisco? The same city that has outdoor nude carnivals without any kind of age restrictions?

If by prudish you mean intolerant of hate speech, sure. But generally few will freak out over some nudity here.

College here is free. We also have free healthcare here, as limited as it is: https://en.wikipedia.org/wiki/Healthy_San_Francisco

Not sure what you mean by "offensive jokes", that could mean a lot of things...