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Re:Dwolla is going to eliminate ACH by bensummers on Tuesday May 08, 2012 @04:36PM (#3945655)
If you don't get anywhere with the company, or just don't feel like talking them, you complain to your bank. I had to do this recently. It took all of 3 minutes to get my money back with no questions asked other than "did you authorise it?" and to get a block put on my account to stop that company ever taking money again.

This costs the company money and a lot of paperwork, so the threat of doing it is often enough to get them to sort themselves out.

Re:Dwolla is going to eliminate ACH by dredmorbius on Tuesday May 08, 2012 @07:13PM (#3946278)
That's generally not how automatic debit payments work in the US.

Too: even when getting a direct deposit authorization for an account, you are almost always (US) also allowing withdrawals from your account, in the event the depositor claims they made a deposit in error.

Increasingly, banks seem less secure and more porous when it comes to holding my money.