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Re:Sometimes I read stories about American healthcare and fe... by sp332 on Monday May 07, 2012 @03:06PM (#3940468)
Reduce what happening? Dying? I'm pretty sure the death rate will remain 100% even if you were willing to spend $1B to "prevent" it. Everyone dies.

I'm not saying that the guy should die instead of using other people's money to postpone death. I'm saying that he has no more right to that money than those other people do. You're talking as if there is an infinite amount of money to be spent on this one person. But spending money on this guy takes it away from other people. The world doesn't revolve around this one guy, you know?

Someone has to make the decision: how much money is it worth to postpone my death for a while? And if I arbitrarily decide that one more breath is worth all the money in the world, that doesn't automatically mean that I now get to spend all the money in the world on it. Even with "universal health care" there are limits.

Also, all the money that gets paid out by the state has to be paid in first by taxpayers. Moving responsibility to the state doesn't magically make health care cheaper, or free. On average, the taxpayers are still paying for all their health care.

Re:Sometimes I read stories about American healthcare and fe... by DanBC on Monday May 07, 2012 @03:38PM (#3940601)
> Also, all the money that gets paid out by the state has to be paid in first by taxpayers. Moving responsibility to the state doesn't magically make health care cheaper, or free. On average, the taxpayers are still paying for all their health care.

US pays more state money to health care than other nations, yet has much worse health outcomes.

Re:Sometimes I read stories about American healthcare and fe... by sp332 on Monday May 07, 2012 @03:51PM (#3940655)
What makes you think that will change if the government mandates that everyone pay in to the broken system?
Re:Sometimes I read stories about American healthcare and fe... by DanBC on Monday May 07, 2012 @04:55PM (#3940935)
Insurance companies have a powerful incentive to maximise profits. They are oversighted by shareholders and maybe some law enforcement.

Governments have dual interests - have better benefit:cost ratio and spend less tax. They are oversighted by quangos and tax-payers.

But a more interesting question is why people don't help themselves - we know about the importance of good food and exercise and sensible drinking and not smoking and not driving like an idiot etc, yet a lot of illness is caused by entirely preventable stuff.

We know that even if people can get medication they don't take it properly. (There's no difference between the UK (where most people getting meds don't have to pay for them) or the US (where most people have to pay) or the severity of the illness (most transplanted organ failures are because people don't comply with the medication regime.)

This is a significant cost. Just the cost of the meds - in the UK we spend about £9billion per year on meds, of which about half (£4.5billion) is wasted because people don't comply with the instructions. And then there's the additional cost of treating those people.

Re:Sometimes I read stories about American healthcare and fe... by sp332 on Monday May 07, 2012 @05:19PM (#3941016)
"Some law enforcement" actually it's one of the most heavily-regulated industries, after stock trading and telecommunications probably. Also we don't have quangos.

How would an insurance company get customers, if their services aren't good for customers?

Re:Sometimes I read stories about American healthcare and fe... by DanBC on Tuesday May 08, 2012 @02:39AM (#3942538)
How many people chose an insurance company, over have one provided for them via work?

And the only time you know your insurance is lousy is when you're trying to make a claim - at that point you may have years of time with and payments to that company.

Re:Sometimes I read stories about American healthcare and fe... by creamyhorror on Monday May 07, 2012 @03:16PM (#3940513)
> I'm pretty sure the death rate will remain 100%

You and I know this is a complete red herring. When we talk about preventing deaths, we're talking about delaying deaths and lengthening lives toward their natural lifespans.

> Someone has to make the decision: how much money is it worth to postpone my death for a while? And if I arbitrarily decide that one more breath is worth all the money in the world, that doesn't automatically mean that I now get to spend all the money in the world on it. Even with "universal health care" there are limits.

Absolutely true. That's why every insurance system - public or private - has rationing, whether you call it that or not. I don't get why you bring up this point, when it clearly doesn't detract from the usefulness of public health insurance at all. Having everyone insured just means more people will live longer lives and/or endure less pain.

> Also, all the money that gets paid out by the state has to be paid in first by taxpayers. Moving responsibility to the state doesn't magically make health care cheaper, or free. On average, the taxpayers are still paying for all their health care.

Sure. I didn't say anything about social insurance making it cheaper. But it is a fact that healthcare's a lot cheaper mostly anywhere besides the US of A. I remember seeing comparison tables showing that US health outcomes per dollar are much poorer than elsewhere, so you guys are clearly getting a raw deal.

(edit: Let's not forget that lots of diseases don't get stopped in their early stages because the sufferers don't have insurance, so they end up in heavy debt due to the high cost of a cure or late treatment. Prevention or early treatment would probably save money, and would also give these people significantly longer lives. Surely that's something worth paying for.)

If you're against wealth redistribution (or whatever they like to call it), just come right out and say it. Don't tiptoe around the issue with irrelevant points.

Re:Sometimes I read stories about American healthcare and fe... by sp332 on Monday May 07, 2012 @03:30PM (#3940574)
If you're against wealth redistribution (or whatever they like to call it), just come right out and say it.

Yes, that is my point. If you're sick that doesn't give you a unilateral claim to take other people's money. In fact this story is a pretty good example: He got healthcare way beyond what a sane government program would mandate (held his job for a full year, paid for an MRI etc). And it was paid for "socially".

But it is a fact that healthcare's a lot cheaper mostly anywhere besides the US of A.

Yes, the US healthcare system is screwed up. But I don't understand the knee-jerk "universal healthcare" reactions.

Re:Sometimes I read stories about American healthcare and fe... by Mz on Monday May 07, 2012 @03:17PM (#3940515)
But moving it to the state can remove the profit motive and can help foster saner rules about what is covered. Then paying for prevention begins to make more sense.

Not saying it automatically would improve everything. I don't know that. Just saying the current American system is pretty broken.

Re:Sometimes I read stories about American healthcare and fe... by sp332 on Monday May 07, 2012 @04:44PM (#3940894)
Paying for prevention makes more sense now because it would reduce large payouts, increasing profits for insurance companies. Profit motive should be an incentive for this. Removing the profit motive would remove any incentive to pay for prevention. Either way, the government could just increase taxes to pay for increased costs. Anyway, once regulatory capture is achieved (and the stakes are far to high for me to believe that won't happen), the profit motive will be back in play.
Re:Sometimes I read stories about American healthcare and fe... by Mz on Monday May 07, 2012 @05:33PM (#3941063)
Not really. Because right now, simply excluding expensive individuals is far easier. You have more incentive to pay for prevention with universal coverage.

Again: Not sure what would work in the U.S. because there are more differences between the U.S. and Europe than just who pays the doctor's bill and there are a great many more things which impact health outcomes than how the bills are paid. Unfortunately, Americans seem largely oblivious to those facts, which is why we keep talking about who to bill rather than how to get genuinely better health outcomes.