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Re:"PayPal took $80k from me and banned me" by aga98mtl on Tuesday February 13, 2024 @08:04AM (#39357224)
If you are at or above 1% chargeback you are going to get problem at any normal payment processor.

Source: https://www.chargeflow.io/blog/chargeback-threshold-limits

Re:"PayPal took $80k from me and banned me" by mpeg on Tuesday February 13, 2024 @08:33AM (#39357417)
Yep! In my case I switched to a processor that had higher fees but had less of an issue with chargebacks.

Having said that, I think these days there are ways to limit your exposure, for example requiring 3D Secure for every card payment, as well as tools like Stripe Radar that help reduce fraud.