Very true. I mean even on my "platinum" healthcare coverage, it covers the gap of the deductible (which I know isn't exactly the same thing). Or looked at another way, it pays for 2.75 weeks of daycare.

(And I say this as someone not overly invested in that world - I have a 17 yo stepdaughter, and I am fortunate that in addition to my excellent healthcare, my company pays 100% of the premiums for my partner and kid, not just me).