For each individual it is probably a better experience, but there is something lost still. I don't know if it's fair to lay blame for that on Apple though, it seems like that's where things are going anyway in some many dimensions of life.
[1] Trances by Jules Reidy: https://juliareidy.bandcamp.com/album/trances
The one thing I miss is the recommendations, especially as I like music that isn’t very mainstream. It might be that Spotify’s algorithm is better than Qobuz, or it has a huge amount more data.
[1] https://tinangelrecords.bandcamp.com/album/se-ve-desde-aqu
The point is that if somebody likes to keep a copy of some songs discovered during a day of autoplaying through YouTube, downloading them is very easy for anybody that wants to. Maybe it's easy to do it also from Spotify but I don't use it so I have no idea.
Obviously that's not giving you a local .mp3 file, but that's because it's streaming, not buying.
Not saying every musician has the obligation to chase my personal tastes of course but it never fails to get a sigh out of me, haha.
I get much more enjoyment out of experiencing new music through radio functionality in Apple Music or Spotify than wasting time "collecting". It expands my horizons rather than limiting myself to what I already know I like.
There's nothing passive about recommendations. I hear a new song I like, I go to research the artist, I start a new radio station based on them, find other artists I didn't know before... it's far more active and stimulating than just listening to the tracks I already know on repeat.