What Happened with the Web Monetization API?

Re:What Happened with the Web Monetization API? by sofixa on Tuesday February 06, 2024 @10:51AM (#39275673)

> Are there any promising avenues towards microtransactions that gets around small card transactions getting a hefty fee

One option is to have regulations about card fees, which is the case in the EU (0.2% for debit, 0.3% for credit).

Another is to use an alternative payment method, like India's UPI or Eurozone's SEPA which are free and instantaneous.

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Re:What Happened with the Web Monetization API? by throwaway11460 on Tuesday February 06, 2024 @12:58PM (#39277858)

It's actually 2%+fixed amount fee (see e.g. Stripe.com and choose an EU country), 0.2 is just the interbank fee IIRC.

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Re:What Happened with the Web Monetization API? by Tijdreiziger on Tuesday February 06, 2024 @10:55AM (#39275746)

The UX around card and SEPA payments sucks, though. I hear UPI is nicer.

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Re:What Happened with the Web Monetization API? by captn3m0 on Tuesday February 06, 2024 @12:25PM (#39277346)

But the UPI requirements of forcing mobile apps makes the monetisation usecase UX pretty terrible (think App Intents to and fro on mobile browsers) and scanning QRs on desktop.

I’d rather like Taler.

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Re:What Happened with the Web Monetization API? by jacobn on Tuesday February 06, 2024 @02:41PM (#39279449)

SEPA via Stripe takes on average 5 days, max 14 according to their docs - instantaneous would be a game changer?!

https://stripe.com/docs/payments/sepa-debit

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Re:What Happened with the Web Monetization API? by calmoo on Tuesday February 06, 2024 @04:29PM (#39280913)

Instant free SEPA transfers are becoming more common in the EU, but as an easy payment method it’s still annoying from a UX perspective.

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Re:What Happened with the Web Monetization API? by Jommi on Tuesday February 06, 2024 @05:30PM (#39281715)

Where did you read that SEPA is free? Thats not true.

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Re:What Happened with the Web Monetization API? by sofixa on Wednesday February 07, 2024 @04:23AM (#39286363)

It is. Some shitty banks charge for SEPA Instant, but otherwise SEPA transfers themselves are fully free. Where aren't they?

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