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Re:Why car insurance in America is too cheap by i80and on Saturday February 03, 2024 @01:50PM (#39243434)
I'd say maybe a third of people I know don't have cars. In America. That's not a "basic necessity of life", especially when we're talking about well-developed regions like the west coast.
Re:Why car insurance in America is too cheap by nullindividual on Saturday February 03, 2024 @07:03PM (#39246037)
You must not live in the west coast if you believe it is “well developed”.

All west coast states are largely rural where public transportation is ineffective and cars are a basic necessity of life.

Re:Why car insurance in America is too cheap by creer on Saturday February 03, 2024 @08:10PM (#39246506)
Even in large cities in California, it really depends on how much time you want to or can afford to waste on public transit.

Specific cases do work - or at least work better than the car-owning alternatives, for example major transit directions for short-ish distances in San Francisco. If your life revolves around a few of these, you are doing pretty well without a car ... and you still can't escape from that area without one. A significant additional "sweet spot" zone is where car usage has been made - deliberately and assiduously - unbearable. The choice is then about a lesser aggravation, rather then desirable service. And so we get the quality of life we deserve, and that's not great.

Nobody is arguing that YOU should own a car. If you are happy without one that's great and carry on. But that's rather specific situation.

Re:Why car insurance in America is too cheap by whimsicalism on Monday February 05, 2024 @11:50AM (#39263312)
fwiw Californian cities have some of the worst public transit of major metros that I have seen

like the Muni is cute and all but it’s a joke compared to the east coast systems i grew up with (wmata, mbta, nyc mta) many of which are in smaller cities.