And danger to employees! My partner used to work as a waitress, and was always very nervous when she had to go home with a days revenue when she was the last to leave.

Electronic payments are much safer, no physical cash someone can steal.

No, it's not the entire reason. If a store doesn't accept customers' preferred payment methods some of them will switch to competing retailers who do.

Here, in France, small businesses are delighted when I pay in cash

From what they tell me, that's because: - they get 100% of the money (no tax) - it grants them the right to cheat with tax declaration (which is always good) - it can be quicker and easier than credit card (I'm think of those guys who sells stuff for 5€, for instance)

I believe medium/large businesses loves credit cards, because the people doing the payment are low-waged, untrusted people, who cannot do maths etc (or whatever the reasons managements got in their head) But small businesses ? When you give money to the owner of said business ? They have credit cards because the consumers use them, but they hate them