>"Used cars, sure, but you're often either paying for someone else's problem or losing out on modern safety features."

Even though I can afford it I've never bought new car. Call me lucky but I did not feel like I was paying for somebody else's problems either. All my cars worked fine for me. Some maintenance and repairs but nothing major / expensive. For example used Grand Caravan I paid $5K for on the auction cost me another $1K to put in proper order and then served me faithfully 10 years. Only got rid of it because the rust had taken the best of it.