All the designs I got on 99Designs were crap.
Yeah these are right on the cusp. Maybe I'm too discerning here. The font seems to blend into the background a bit more than one would expect and, "a novel" is way more faded than you would ever see in trad publishing.
But tbh most people might not even notice that. I don't really know. It's hard to put a finger on exactly what stand out sometimes.
Trad publishers use offset printing, I believe. I'm not enough of an expert to know what effect that has. In self-publishing, you just provide a PDF.
Niches where there may not be much trad coverage can be more forgiving. If you're writing in a small niche that not many other authors cover, you have more wiggle room with the cover art. But very popular genres with a high ceiling really benefit from a professional cover designer (or a professionally-designed premade).
Luckily, there are budget designers out there who are decent. I started out publishing short stories and doing my own covers and editing. My first works _sucked_ and I'm glad I used them more for practice and did not put money into them. Gradually as I started making more, I began investing those royalties in peripheral services: editing and covers. I now pay for covers, developmental edits, copy edits, and proofreads for each new book. I've improved a lot and am steadily building a readership, but my books still barely pay for themselves with the outlay required.
“Real” covers from US-based artists start at more like $300, which is a more substantial outlay for a project that’s unlikely to pay it back.
I dont think most of the covers are that BAD. They just stick out and its clear this book is self published.
And then there's the french publishers who prefer a text-only cover (and minimal at that) as a matter of their taste (and I guess, expectations of their customers - since not all french publishers go text-only).
I'm a damn good technical writer and can break down complex ideas into clear and understandable prose, but I don't know the first thing about fonts or typesetting.
Even knowing that a lot of my favorite reads every year are self published, I am sometimes skeptical of a new book because the cover art looks like it was done poorly by someone in 15 minutes in photoshop. I guess I'm quite literally judging a book by its cover here but... In a world where you get a cover and a 2 paragraph blurb about a book... That is a significant factor.