I had to look up the 'PEBKAC' acronym, but I think you allude to the problem of human factors engineering. It's commonplace in aerospace, where safety-critical, time-sensitive decisions must be made, and humans are in the loop. I would extend this to autonomous driving systems, particularly when you expand the system boundaries beyond the car itself. Humans are part of that human-car-environment system, whether as pedestrians, passengers, or other drivers and we should give them consideration.

an average of 44 per day in the US. So... common, but relatively, uncommon. And apparently there is software that can help mitigate this.