Privacy.com has a 1password integration so I have it create cards instead of filling in my real card

https://blog.1password.com/privacy-virtual-cards/

Just an FYI, Privacy won't help you out if something gets charged fraudulently to a card.

Had a place triple charge me, place ignored all CS attempts from me. Privacy refused to help basically saying all three must have been valid and "they have policies with banks" that meant they "couldn't chargeback".

Isn't that what the spend limit option is for?

While I agree that allowing a fraudulent charge to appear on your card in the first place is user error (they should all be paused when not in use, and anything that remains unpaused should have strict spend limits set to within a dollar), the inconvenience of doing this properly can be too great for someone who makes purchases regularly.

Or someone who uses Amazon at all, because they don't actually charge your card when you make a purchase, they charge it randomly about 6 hours later. This trips me up all the time.

> Just an FYI, Privacy won't help you out if something gets charged fraudulently to a card.

Yes they will. I tried to buy a VPS from OVH, and then they immediately locked my account, demanded ID, and refused to refund. Contacted Privacy support to file a chargeback, and they just gave me an equivalent amount of Privacy credit and said not to worry about it, since an actual chargeback would be far more inconvenient for me.

How large was the fraudulent charge?

privacy.com is not good. one loses the cashback or points. privacy.com wants the bank account details aka access. one loses any credit card related protections like insurance, price protection, charge back, fraud etc.

For supported cards, this function is built straight into Chrome. Works on my AmEx for example, every time Chrome prompts to auto-fill payment details one of the options is a one-time virtual card that gets automatically handled by Chrome itself. Works a treat!

That seems very shady. Surely there must be a financial institution behind the virtual number, no? Is Chrome a white label for one of these financial services?

Nothing shady, just an alias to your real account #/card number, its got to be supported by your bank and ties back to a real account. Thought it'd been commonplace for quite a while.

nothing shady. you add the actual card number in chrome. chrome saves it. chrome knows this card supports virtual card numbers. at the time of any payment, chrome gives option to autofill card details with actual card or virtual card. if virtual selected, chrome gives/send/syncs that virtual card with issuer/original card.

capital one supports it. Amex too.

Is this only on Android, with Google Pay integration? Or desktop Chrome too? News to me!

A lot of banks offer those nowadays. Wise has virtual cards and Revolut even has single-use cards, just to mention the most popular ones.

I don't know what kubectl_h does, but I have a virtual card from Revolut

Your credit card most likely offers the service

privacy.com is fantastic for this.

Capital One makes it very easy to generate virtual card numbers that map to a credit card account.