I have an old $100/4 line plan (with something like 100gb of mobile data) from total wireless (now total by verizon) which I don't anticipate giving up for a while

When I was using an LTE only device (granted a pretty old one with likely fewer frequencies than a newer LTE device), I would get no service in time square whereas I updated to a phone with 5G and more LTE frequencies (I suspect) and now I get service just fine

I definitely get slow service at high congestion moments but I'm not a heavy user so I generally don't really care (I use my phone mostly to read books/articles that are preloaded as opposed to watching videos like millennials...)